Currency Converter
Convert between major global currencies using reference exchange rates.
TL;DR — Currency Converter: A currency converter exchanges an amount in one currency for the equivalent in another using a market rate. Cal44 uses reference rates for major currencies and computes the conversion locally in your browser. Use it for travel budgeting, freelance billing, online shopping and rough international comparisons.
What is the Currency Converter?
A currency converter exchanges an amount in one currency for the equivalent in another using a market rate. Cal44 uses reference rates for major currencies and computes the conversion locally in your browser. Use it for travel budgeting, freelance billing, online shopping and rough international comparisons.
How to use the Currency Converter
- Enter the amount to convert.
- Select the source currency.
- Select the target currency.
- Read the converted amount.
Formula
Target = Source × ExchangeRate
ExchangeRate = how many units of target currency one unit of source currency buys
Worked example
Convert $1,000 USD to EUR at a rate of 1 USD = 0.92 EUR. Result = 1,000 × 0.92 = €920.
Frequently asked questions
How current are the exchange rates?
Cal44 uses reference rates suitable for everyday estimation. For settlement-grade rates (e.g. wire transfers), check your bank or broker, which apply spreads and fees on top of the mid-market rate.
What's the difference between mid-market and bank rate?
The mid-market rate is the midpoint between buy and sell prices on forex markets. Banks and exchanges quote you the mid-market plus a markup (spread), so retail rates are slightly worse.
Are the rates live?
Reference rates are updated periodically and are suitable for estimation. They are not real-time trading rates.
How can I get the best exchange rate?
Compare specialist services (Wise, Revolut, Western Union) against your bank. Avoid airport currency desks and unlabelled "no commission" booths, which usually have the worst spreads.
Does Cal44 charge any fee?
No. The currency converter is free and runs in your browser.